суббота, 22 сентября 2012 г.
The trial court ruled against Geico, but the district court found in favor of the auto insurance com
A Florida airline tickets business class driver whose Ford Expedition was in the shop for transmission problems found herself in the center of a battle involving auto insurance coverage and the definition of "temporary substitute auto."
The driver lent her rental car to a man who in turn lent the car to another woman, who got into a car accident that involved both serious injury to some and was fatalities. Lending the car to another party was in violation of the driver's contract with the rental car company, Avis.
Because of the violation of the agreement with the rental car company, the driver's insurance company, airline tickets business class Geico, argued that it should not be liable for covering the damage caused by the woman who got into the motor vehicle accident. If the car had been the driver's Ford Expedition, Geico would have been liable. When the owner of a car lends it to another person, the auto insurance coverage extends to that person. In turn, if the rental car was simply taking the place of the driver's usual car, Geico should still be liable, the Florida Supreme Court reasoned.
Because the Avis contract limited the right of the driver to lend the auto to her friend, and the driver lent the car anyway, Geico believed that the rental car should no longer be treated as a temporary substitute auto.
The trial court ruled against Geico, but the district court found in favor of the auto insurance company. airline tickets business class Finally, the Florida Supreme Court reversed the ruling in favor of Geico. The court treated the rental car like the driver's own car, because it was a substitute for the one that was in the shop. Avis' contractual airline tickets business class restrictions did not affect Geico's insurance coverage obligations.
More car accident insurance questions than just the intangible definition of "temporary airline tickets business class substitute auto" was at stake in this case. Ultimately, if the driver of the rental car and the woman who crashed the car are covered by Geico insurance, Geico must defend them against legal claims by the crash victims and their families.
This is unlikely to be the end of the matter. The crash victims and their families must now present their cases in court, with Geico defending the driver and the woman who crashed airline tickets business class the car. The victims are likely to seek significant compensation for the damages caused by the crash.
Based in Tampa, the personal injury airline tickets business class law firm of Fiol Law Group serves clients airline tickets business class throughout Central Florida airline tickets business class including St. Petersburg, Orlando, Clearwater, Lakeland, Jacksonville, Port St. Lucie, Palm Bay, Brandon, Largo, Spring Hill, Palm Harbor, Sarasota, Bradenton, Kissimmee, Pinellas Park, and other communities in Hillsborough County, Pinellas County, Orange County, Duval County, Polk County, Brevard County, Seminole County, Pasco County, and Sarasota County. We have an additional office in New York.
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