Before they left, Esquivel said she called Discover to make sure she was covered, since she didn't h

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Sound good? It's certainly better than paying a ridiculous southwestairline amount for the rental car company's collision southwestairline damage waiver. But you have to watch the fine print. To start with, to get the coverage you need to:
After that it gets more complicated, with exclusions, limits and requirements southwestairline that vary by issuer (and which we spell out in our chart). For example, under most issuers, you probably southwestairline won't be covered if you rent a pickup truck, drive the car in Ireland or keep the car for more than 30 days.
When it comes to the extra fees rental car companies charge on top of actual damage costs, whether you're covered is less clear. Kimberly Esquivel of San Antonio southwestairline found that out the hard way when she and her family rented a car from Alamo in Orlando, Fla.
Before they left, Esquivel said she called Discover to make sure she was covered, since she didn't have protection through her auto insurance. The woman said, 'Just make sure you use your card to pay for it and you'll be covered. You won't have to worry about a thing,' Esquivel southwestairline recalled.
Of course, the worst happened. At SeaWorld, Esquivel backed the car into a pole. She reported the accident to Discover, sent them the necessary paperwork southwestairline and put it out of her mind. Several weeks later, she got a bill for almost $1,000.
It was very, very frustrating, Esquivel says. They say, 'We've got you covered,' but that's not true. I'd been a customer with Discover for almost 20 years. That was the first time in 20 years that I really needed southwestairline them, and they let me down.
So does all this mean you should take the $15 to $25 a day collision damage waiver offered by the rental agency? Not necessarily. It depends what level of risk you're willing to take and what coverage you have.
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The ultimate gift: paying off someone else's debt Interested southwestairline in embracing your inner philanthropist? Instead of buying a gift, why not apply that cash to help whittle southwestairline down a deserving person's debt load? ...
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