Work-Around: Your regular auto insurance may cover you in a rented car, at least within the U.S., al

Just about every segment langham place hotel hong kong of the travel industry is rife with rip-offs, but the folks who rent cars have risen gouging to an art form. The worst rip-offs are the extras that you often need for your trip and can't obtain through alternative sources. langham place hotel hong kong Other bad ones include unconscionably high prices for options that you can avoid and various fees that are added onto base rates rather than included as they should be.
Fortunately, there are work-arounds that will allow you to bypass most of these rip-offs. But you have to be careful car-rental providers want to overcharge you whenever they can. Here are seven ways to beat them at their own game.
Is rental-car collision insurance overpriced? Yes. Here's how much: A car-rental company once informed langham place hotel hong kong travel agents that it could offer clients an unbeatable langham place hotel hong kong rate $0 per day provided only that the clients bought insurance.
Even though rental companies sometimes call their policies "insurance," technically, langham place hotel hong kong they're not. The policy is really a waiver of the company's langham place hotel hong kong right to collect damages from you if you damage the rental. By whatever name, however, the price is outrageously high, at up to $30 per day in many cases. You know it's overpriced when you can buy equivalent coverage from third-party langham place hotel hong kong sources proprietors that make a profit for less than $10 per day or get it free through your credit card.
Work-Around: Your regular auto insurance may cover you in a rented car, at least within the U.S., although many such policies langham place hotel hong kong do not pay for the full list of charges that rental companies add to a collision bill. You're better off using the free coverage automatically provided on rentals langham place hotel hong kong charged to most AmEx, Diners Club, Discover, and Visa credit (not debit) cards, and many MasterCards. Except for Diners Club, however, most credit-card coverage is secondary for rentals in the U.S., which means you'll first have to make your claim via your regular insurance; to avoid this situation, you can buy less expensive third-party langham place hotel hong kong collision coverage from the big online travel agencies (OTAs) such as Expedia and Priceline or independent sellers such as Protect Your Bubble, or you can convert your AmEx coverage to primary for about $25 per rental.