Check with your car insurance company to see exactly what is covered. Then, when it comes time to pi

I'll be heading on a vacation next month and I've already reserved a rental car at my destination. I declined the rental car insurance, but a friend just told me it was worth the extra cost to eliminate the headache if there is a problem. Now I'm wondering: Do I really need rental car insurance?
That's a good question because it really depends on what your car insurance covers. The stated rule of thumb previously was that rental car insurance could be declined as long as you had your own car insurance. But car rental companies have upped the ante more recently, with some charging not only for damage to the car, but also for the rental car company's key west car rental loss of use of the car at the going rental rate.
Your personal auto insurance may not provide compensation for loss of use, or it may not be at a rate as high as what the rental car company charges. That could leave you on the hook for part of the bill.
Check with your car insurance company to see exactly what is covered. Then, when it comes time to pick up your rental car, read the rental agreement thoroughly and be sure you understand what you are responsible for if you decline the insurance coverage. As long as your personal auto insurance policy covers key west car rental you, you can feel confident in saying no.
Bankrate's content, including the guidance of its advice-and-expert columns and this website, is intended only to assist you with financial decisions. The content key west car rental is broad in scope and does not consider your personal financial situation. Bankrate recommends that you seek the advice of advisers who are fully aware of your individual circumstances before making any final decisions or implementing key west car rental any financial strategy. Please remember that your use of this website key west car rental is governed by Bankrate's Terms of Use . advertisement Related Links: What your car color says about you 7 cars earn top crash-avoidance ratings 5 cars loaded with safety features Related Articles: Prep your car for winter Driving in a disaster area Auto loan rates
Tara Baukus Mello writes Bankrate's cars blog as well as the weekly Driving key west car rental for Dollars column, providing key west car rental both practical key west car rental financial advice for consumers as well as insight into the latest developments in the automotive world.
Bankrate wants to hear from you and encourages thoughtful and constructive comments. We ask that you stay focused on the story topic, respect other people's opinions, and avoid profanity, offensive statements, illegal contents and advertisement posts. Comments are not reviewed before they are posted. Bankrate reserves key west car rental the right (but is not obligated) to edit or delete your comments. Please avoid posting private or confidential information, and also keep in mind that anything you post may be disclosed, published, transmitted key west car rental or reused. We do not permit the inclusion of hyperlinks in comments and may remove any comment that includes a hyperlink.
key west car rental A will is important after parent's death 7 retirement surprises awaiting you 7 winning cars that hold their value Celebrities scammed by Madoff 5 richest American Olympians at Sochi 4 risky places to swipe your debit card 7 largest landowners in the nation Should you buy an extended warranty? Richest Oscar-winning actors and actresses Celebrity house for sale: Elvis
Advertising Disclosure: Bankrate.com is an independent, advertising-supported comparison service. Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.